Rainy Saturday

It’s raining in Northern California and snowing over the summit in Tahoe. It’s a nice change. We certainly need it after the destructive fires in the Napa/Santa Rosa area.

We certainly need it after the destructive fires in the Napa/Santa Rosa area.

I’m reading a good book today “The child Finder”. Very intriguing and I finished it in about 3 hours.

I’m making a lovely minestrone in the crock pot for dinner and we’ll have left over pizza on the side.

My new oven is like magic and seems to be cooking everything better. Last nights pizza came out remarkable.

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Cheese and pepperoni pizza with basil.

 

Frugal Friday

Well, we’ve been fairly frugal this week.

I haven’t been to the store for a regular shopping, just bits and pieces here and there. Today, I need to pick up some mozzarella, mushrooms, and olives for pizza. It’s cool enough I think I can actually bake it in the oven.

I did go to Target with my daughter for cat food and then she picked out some clothes for her Library conference in St. George Utah, so that added up but not too bad.

The first of the month’s bills are done and then with the next pay check, it’s just the water bill and Verizon. I got the Verizon bill down quite a bit by paying off my iPhone last month and then we canceled the insurance on both mine and my daughters. So the savings added up. Next when I can pay off my son’s phone in a few months that will drop it even more. As we ready for retirement, these monthly bills must be as low as possible. Plus, no car payment. Right now we’re still paying on the Santa Fe but there is some reimbursement for that from my husbands work. But into retirement, there cannot be a car payment at all.

Next week I do need to get to Costco as we will need some staples like TP and sugar organic tomato paste etc. I’ll try and budget @ 200 for that shop.

We also got our 6-month car insurance bill and it went down substantially because the took off my son’s ticket for speeding and his single person accident. Both of these are more than 3 years old so maybe that was the magic number but it went down almost $400 which is huge. So that will be very helpful.

Figuring out the numbers for retirement is challenging. It will certainly be no frills and if we want to keep living here we need to be sure the basics are covered. There’s no million dollar retirement account that’s for sure.

Today, I’m going to the gym to do weights mostly, and then I have an appointment for getting my Invisalign trays.

Tonight, as I said, is pizza.

Walking in the morning has been delightful and many of the people who were showing up early to beat the heat are gone. There’s still a few who will probably drop away since at 6 am it’s still darkish.  But there have always been a few of us that just keep walking, dark or not. On a sad note, Hobbles the duck went missing sometime during our vacation and I miss him. He was quite a character.IMG_0700

 

 

Five Frugal Things Friday

It’s been a good week overall. I’m happy with the reorganizing and decluttering I did.

  1. Ate our meals at home and shopped at Grocery Outlet for things to get us through till I shop Costco next week.
  2. I’m trying to do only 2 very small loads of laundry a day,( white and dark). Although that may not seem frugal, it’s frugal with my time as I keep up on it and it’s not huge loads.
  3. Read 4 books this week free from Netgalley. They’re e- books but fun. Most were  cookbooks but one was a self-help called 30 days to Joy ( or something like that). What I liked about it was her take on just do what brings you joy.  I thought that was very simple and yet we need to read or hear that.
  4. We want to update our kitchen someday( when we have money) Ha….. Ha… but in the meanwhile, I decided to paint the cabinets again so at least they look better.  So, instead of groaning we can’t afford to remodel, I bought a high gloss white paint and voila!  It’ll do for now.
  5. All the bills are in for the month and budget done. Unfortunately, we will have a very expensive auto repair on my son’s Subaru.  He needed the head gaskets done to the tune of $2500. Plus an accelerator problem. We offered to put it on our CC so he at least has a car. The other option was to sell it as is but then he wouldn’t have a car. So it’s cheaper to fix a car than buy a new used car. So, that won’t be frugal to charge it but it will be cheaper in the long run as hisSubaru will run for a good long while.

Tomorrow we’re going to Home Depot to get the boards for the last garden bed.  I budgeted a small amount for this since it’s now or not plant. In the long run, it’ll be frugal when we have lettuce, etc.

Tonight is Friday night Pizza!

5 things Friday

First, my daughter’s Honda just got towed to the dealer.She is suppose to work today so not good. And it’s snowing up there, so my car wont really cut it. I guess when I go pick her up I’ll see what she wants to do.

Sescond, made my pizza dough for tonight.

Third, I was going to Kon mari 2 bins I have that hold vintage table cloths and stuff. i’ve been thru these before but maybe with new ‘eyes’ I’ll see something  to donate.

Fourth….. uhh, let’s see, the budget is a bust till payday, so that’s something.

Fifth, my gym workouts ate going well. I do feel stronger. this is week 5 so I’ll probably add some additional repetions to what I’m doing. Plus increase my cardio ( treadmill, recumbent bike) to 20 minutes. I’ve been doing 15.

Dutch oven cooking!!

We love using our new Lodge dutch oven. Every thing we’ve made has been great. Well, the cornbread was a little dry but that’s because we should have taken it out sooner as th oven is very hot for a long while.

Last night we did stuffed peppers with brown rice, mushrooms, onions, grated carrots and cheese and a tomato sauce( from the garden). It was great.

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Yummy Stuffed peppers

Then we had the pizza camping…IMG_0132

Pretty delicious.

Then here’s a couple of pictures of how I make the tomato sauce. Very easy and I freeze the bags flat.IMG_0142 (1)

IMG_0145IMG_0143So then I add some salt red pepper flakes,basil and cook for 2-4 hours till nice and thick!!!

 

Celebrate!!

Good news. All my labs have come back in the normal range. No abnormal protein on the SPEP test. Hurray… kappa light chains at 10.9   Lambda at 9.3   ratio at 1.17

So kappa went up slightly, lambda went down slightly and the ratio went up slightly.  All still within normal parameters. So next month will be interesting, as it will be 2 months off Velcade.  I’m thrilled to have good results and feel very fortunate. I’ll take whatever I can. Sometime this fall I’ll need Zometa but not right now.

Other good news, the Questran has really been a miracle worker. No GI issues at all.  Normal everything plus there’s no urgent , better get to the restroom.  Honestly, I’m not sure why I waited so long to try this. Since we’re in Tahoe this week and the bathrooms are a walk away, I’m feeling confident I’ll be okay.  So happy with this development.

The other good news is our credit for completing 6 years of the HAMP program has been credited to our account. So we maybe going ahead with the Harp program refi but I haven’t heard back from anyone  yet.  with the interest rate due to go up again( as per the Hamp program) in October, we need this to go thru so our payments can be lower.

I emailed both loan officers and do hope to hear something about it today.

Dinner : I think I’m ordering a pizza . It’s still going to be 103 today so too hot to use the oven. Last night my daughter made a nice tomato ,fresh mozzarella salad with grilled salmon. Quite yummy. Plus I didn’t have to cook.

On another note, I went to the Koffee klatch yesterday. Nice to see everyone. But the library news is 6 hours taken from the Applegate branch. Wow, I certainly wouldn’t have a job anymore. I’m guessing only the manager will be doing those 4 hour shifts. It’s really only a matter time before they close Applegate. Actually, I was pretty shocked since with the other 2 branches closing I thought Applegate would get more hours.  Plus the hours are only going to keep circulation down since it’ll be 10-2. No after school, no working people. That will, of course, eventually support that circulation is so low, we need to close this branch.It’s a shame really to see this happen but it doesn’t surprise me with the current administration. Oh well, I have backed away and feel good about supporting Nevada County libraries. I love libraries and am always grateful  for their existence.

Saturday farmers market

Since I’m not going to the library, i decided I go to the farmers market and get our weekly veggies. Ok, plus an almond croissant, choc.croissant, a loaf of a dark bread….. ok, al little more than what was on my list. But yummy.

Now I have some flylady chores to do, and then read.

I’m going to grill a pizza. I did it last year so ill need to YouTube it again as i don’t quite remember how.

I have decided to write on last email to library director clarifying the 2 things she emailed me about.  I wasn’t going to but I think I need to say these 2 things. I had my daughter check my grammar(which is usually not the greatest).

So, I’ll  email that off this weekend.